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In our 22 years of experience, we have found
that injured individuals and their families ask very similar questions
in their process of deciding "if, where, when, who and how
to proceed" to file a claim for compensation. The following
list is a few of those frequently asked questions with general
answers. Each case is unique and presents individual facts and
circumstances. Thus, for your specific case you will need to get
specific answers to the following topics.
1. Do You Need An Attorney?
2. Should You See A Doctor?
3. What Evidence Of Injury Is Necessary?
4. What Should You Do About The Insurance Companies Involved?
5. How Much Is Your Claim Worth?
6. Is Your Case Confidential?
7. How Do You Hire Our Firm?
8. How Long Will Your Case Take?
9. How Long Will It Take To Settle Your Claim?
10. Is It Ethical, Legal Or Moral To Sue?
1. Do You Need An Attorney?
The legal and insurance
systems involved in personal injury claims are complex and confusing,
even for people who work with those systems
every day. It is not only important how your claim is handled,
but it is equally important when your claim is made. Very short statutes
of limitations may apply to your situation that could bar your
claim
forever.
Mistakenly assuming that the prospective defendant,
insurers or medical providers are looking out for your legal rights
can be
extremely
risky. In addition, a personal injury may create other legal problems
for you, from employment concerns to debt collection issues.
As
you will see, working with a caring and capable personal injury
attorney to evaluate your claim and guide you through the damage
recovery process can provide peace of mind and valuable information
with which to make informed and sensible decisions during very
trying times.
It is important to note that on the opposite side
of your potential claim, the individual who is responsible to compensate
you for your
injuries will most assuredly have legal representation. Whether
an
individual or their insurance company, the person at fault will
have access to expert defense lawyers to represent their interests.
2. Should You See A Doctor?
Many of our clients
have already undergone extensive medical evaluations and treatment
by the time they call our office. However, if for whatever
reason you have not sought medical treatment for your injuries,
we provide the following general advice.
If you believe that you
have medical problems or symptoms related to an accident or incident,
call and / or go to a doctor immediately.
It is of course a medical decision as to your diagnosis, course
of treatment and the medical condition’s relationship to the
accident or incident of your injury. You should follow the advice
of the doctor
and any medical direction you receive. It is very important to
form a good relationship with your doctor at an early date to foster
your
recovery and to ensure that your medical advisors understand how
your medical problems relate to the accident / incident.
Please
note that you should see a doctor for the purpose of getting medical
treatment, not for the purpose of advancing a claim. Specific
discussions of your injuries and your medical treatment should
be within the confidential relationship of attorney and client. If
you have any questions about your treatment, I am available to discuss
such matters in confidence, for such decisions may well affect
your case.
3. What Evidence Of Injury Is Necessary?
As soon
as possible after your accident, you should photograph with a 35mm
camera (not a Polaroid) all cuts, bruises and broken bones.
Also photograph from all angles the damage done to your automobile
or other property. It is also helpful if you can provide me the
names, addresses and phone numbers of witnesses to your accident.
We have
photographers and / or investigators who can perform this task
as part of the evaluation and investigation of your claim.
You will
need to keep accurate records of your out of pocket losses, including
medical bills and lost wages. Later on, the insurance company
will demand documentation of all medical treatment, billings and
lost income.
4. What Should You Do About The Insurance Companies
Involved?
Proceed very carefully. As soon as your own car
insurance company and the car insurance company of the person who
caused the
accident
are notified of the accident, each of them will want information
for different reasons. Consult with us before submitting to any
recorded statement by an insurance adjuster or investigator, even
if the other
person’s liability seems obvious. Once again, do not assume
that the insurance companies are looking out for your best interests – they
are not.
Keep in mind that you are required to notify your
own car insurance company of the accident, and to cooperate with
them
to obtain certain
medical and wage loss benefits. As your attorney, I will help you
obtain such benefits if they apply with no cost or fee involved.
Since you own insurance company will want to interview
you to determine eligibility for benefits, it is very important to
consult with me
beforehand and to ensure that the interview is conducted in my
presence. Equally important, I will provide the experience needed
to settle
or litigate your claim as appropriate.
5. How Much Is Your Claim Worth?
This is a very
complex question and requires information relative to the extent
of your injuries, the facts of injury, the identity
of the potential defendant and the available insurance limits.
Every case is unique and to evaluate the value of the claim will
take some
time and work.
What is important is that case evaluation be done
thoroughly, professionally and at a point in time when your doctor
can predict the nature and
extent of your injury and percentage of recovery.
We take pride
in the thoroughness of our case evaluation process. On larger,
more complex cases we endeavor to obtain evaluations from
expert medical doctors, vocational rehabilitation specialists and
financial experts the exact extent and total of your damages. Only
after completing this process can I make a realistic valuation
estimate and enter into settlement negotiations with the responsible
party.
6. Is Your Case Confidential?
To ensure that clients
and their attorneys can speak freely about any legal matter,
the law protects the confidentiality of attorney-client communications.
Whatever you tell me remains with me and I am under a strict legal
duty not to divulge information to anyone without your consent.
Beyond this legal duty, I also work hard to create
a working relationship with clients that fosters open communications.
I am always willing
to discuss your questions by phone or to schedule an appointment
with you. Under no circumstances should you feel that you cannot
or should not discuss a concern with me.
7. How Do You Hire Our Firm?
We prefer to meet
personally with potential clients to discuss the facts of their
claim and make a preliminary evaluation. This meeting
usually follows a short phone call to initially discuss the case
with a paralegal who will ask general questions about your potential
claim.
Just call me to schedule this initial meeting,
which typically will take less than one hour. There is no charge
for the meeting,
even
if the case is not one I recommend that you pursue. If I am unable
to handle your claim, I will endeavor to refer you to another qualified
attorney.
If I do recommend further investigation or legal
action, I will ask you to read and sign several medical releases
which will
allow
our firm to gather all relevant medical records and a written contingent
fee agreement. This will allow us to proceed to investigate and
evaluate your claim. (See the discussion of "What Our Services Cost" under
the services page of this site)
In summary, if you feel that you
may have a claim, however small, you should have the matter initially
reviewed by legal counsel as
soon as possible. By obtaining professional evaluation, you can
be assured that whether you decide to pursue the case or not, your
decision
will be well informed.
8. How Long Will Your Case Take?
Cases may settle
after a few months without need for a trial or arbitration. Depending
on the extent of your injuries and the course
of medical treatment, the claim can take months or years to complete.
Each case is different and unique. However, no settlement should
be completed without careful consideration of future risk. We do
not recommend the settlement of any case until all injuries have
stabilized with all losses and risk fully assessed.
9. How Long Will It Take To Settle Your Claim?
There's no definite time when a case ought to be settled. All depends on your unique circumstances.
In all matters, however, I will regularly inform you of progress toward settlement and I will diligently manage your case
to eliminate unnecessary delays.
10. Is It Ethical, Legal Or Moral To Sue?
We are
asked this question by many members of this state and community,
in their process of deciding whether or not to file a legitimate
claim for compensation. It is not an unusual question or an unusual
topic of discussion. We are willing to discuss this topic in private
and within the confidential relationship of attorney and client.
It always comes down to an individual decision.
However, we recommend that this be an informed decision. A decision
should be based on
an evaluation of all the facts, parties and available insurance
coverage in your unique circumstances.
In summary, we all pay insurance
premiums to leverage our risk of loss. Our society utilizes insurance
coverage to allow injured people
to receive full and fair compensation for legitimate injuries.
Insurance coverage is how our modern and civilized society attempts
to hold
and make accountable a wrongdoer – without financially devastating
the wrongdoer.
11. Will I Still Be Able To Receive Medical Care
And Treatment For My Family And Me If I File A Claim Against A Doctor
Or Hospital?
Clients with potential medical malpractice claims
often express concern on this subject. The answer is YES. We have
represented
clients
who reside in urban and rural Utah, north to south, east to west.
We have never had a client who has filed and settled a malpractice
claim be denied access to further medical attention in their area
of residence.
Our experience is that many health care providers
are very supportive of the victims of unacceptable health care – and
are more than willing to be involved in caring for the injured
person, on both
a long-term and short-term basis.
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